A new federal law has made significant changes to the reimbursement policy for stolen SNAP benefits, leaving many victims without support.
If you are a recipient of Supplemental Nutrition Assistance Program (SNAP) benefits, understanding the new rules is crucial. A recent federal law update means that SNAP benefits stolen through “skimming” are no longer eligible for reimbursement if the theft occurred before October 1, 2022, or after December 20, 2024. Montgomery County officials confirmed this change and urged recipients to take immediate steps to protect their benefit cards.
What Is SNAP Skimming?
“Skimming” is a technique used by criminals to steal electronic benefits. Hackers attach small devices to card readers, capturing card details and PINs without the user’s knowledge. With this stolen information, they can drain funds from victims’ accounts, often leaving them in dire financial situations.
The rise in these crimes has made it more important than ever for SNAP users to safeguard their accounts. According to the Ohio Department of Job and Family Services, criminals have increasingly targeted states with high SNAP participation rates, using sophisticated methods to steal benefits.
Why Are Reimbursements Being Limited?
The decision to limit reimbursements for stolen SNAP benefits comes as part of broader changes to the program’s regulations. While benefits stolen during the period from October 1, 2022, to December 20, 2024, remain eligible for replacement, any theft outside this timeframe will not be reimbursed. This new rule emphasizes the need for beneficiaries to adopt precautionary measures to secure their accounts.
Steps to Protect Your SNAP Benefits
To prevent unauthorized access and theft, SNAP and EBT users are encouraged to follow these tips:
- Use the ConnectEBT App
Secure your benefits by locking your card when it’s not in use. This app allows users to control when their card is active, reducing the risk of theft. - Inspect Card Readers
Before using a card reader, check for any signs of tampering. Skimmers often attach devices to terminals, making them look slightly different. If the card reader feels loose or sticks out unusually, avoid using it. - Keep Your Information Private
Never share your card number, PIN, or other sensitive information via email, text, or phone. Government agencies will not ask for such details through these channels. - Change Your PIN Regularly
Update your PIN at least once a month, especially before your benefits are deposited. This simple step can prevent unauthorized access to your account. - Report Theft Immediately
If you suspect your benefits have been stolen, contact your local SNAP office or the Ohio Department of Job and Family Services as soon as possible. Prompt reporting can help mitigate losses.
The Growing Problem of SNAP Theft
SNAP benefit theft has become a significant concern nationwide. By May 31, 2024, over 7,600 claims for reimbursement had been filed in Ohio alone. This alarming number highlights the growing sophistication of criminals and the urgent need for stronger security measures.
Many affected users have expressed frustration over losing essential benefits they rely on for food and other necessities. With the new reimbursement rules in place, it’s more important than ever to stay vigilant and proactive.
How Agencies Are Addressing the Issue
Agencies across the country have ramped up efforts to educate SNAP users about protecting their benefits. Public service announcements and workshops are being conducted to raise awareness about skimming and other forms of benefit theft. Additionally, some states are exploring enhanced security features for EBT cards, such as chip technology and two-factor authentication.
What Should You Do If You’re a Victim?
If you believe your benefits have been stolen, take these steps:
- Contact Local Authorities: Report the theft to your local SNAP office immediately.
- Monitor Your Account: Keep an eye on your EBT account for any unauthorized transactions.
- Update Your PIN: Change your PIN to prevent further unauthorized access.
- File a Claim: If your theft occurred within the eligible reimbursement window, file a claim for replacement benefits.
Final Thoughts
The new federal rules limiting SNAP benefit reimbursements place greater responsibility on users to secure their accounts. While these changes may seem challenging, taking proactive steps to protect your benefits can save you from potential losses.
Stay informed about updates to the SNAP program, and always exercise caution when using your EBT card. By following the suggested precautions, you can reduce the risk of falling victim to benefit theft.
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