Millions of Americans who don’t regularly file taxes may still qualify for stimulus checks. Whether you’re retired, unemployed, or earn below the income threshold requiring tax filing, you might be eligible for these payments. Here’s a detailed look at the requirements for non-filers to claim stimulus checks.
Who Are Non-Filers?
Non-filers are individuals who do not meet the income threshold to file a federal tax return. Generally, this includes:
- Individuals earning less than $12,950 annually (for the 2024 tax year).
- Married couples earning less than $25,900 annually.
- Certain retirees, people with disabilities, and veterans who rely solely on benefits like Social Security, Supplemental Security Income (SSI), or VA benefits.
If you fall into one of these categories, you may still be eligible for stimulus payments, provided you meet additional requirements.
Eligibility Criteria for Non-Filers
To qualify for stimulus payments, non-filers must meet these basic criteria:
- Income Limits:
- Single filers with an adjusted gross income (AGI) up to $75,000 qualify for the full payment.
- Married couples with an AGI up to $150,000 also qualify.
- Social Security Number (SSN):
- You must have a valid SSN to qualify. Exceptions may apply for dependents or mixed-status families.
- Not Claimed as a Dependent:
- You cannot qualify if someone else has claimed you as a dependent on their tax return.
How Can Non-Filers Claim Stimulus Checks?
If you haven’t received your stimulus payment and don’t usually file taxes, follow these steps:
- Use the IRS Non-Filers Tool:
- The IRS offers a free online tool specifically for non-filers to enter their personal and banking information.
- Update Your Social Security Information:
- If you receive Social Security or SSI benefits, your payment may be automatically processed. Make sure your records are up-to-date.
- File a Simplified Tax Return:
- If the IRS tool is unavailable, submitting a simplified tax return can ensure you receive your payment.
For assistance, visit the IRS website.
What If You Missed a Previous Payment?
If you missed claiming a stimulus check from a previous round, you can file a Recovery Rebate Credit with your tax return. This allows you to claim any payments you were entitled to but didn’t receive.
When Will Payments Be Issued?
Non-filers who qualify can expect payments within a few weeks of submitting their information. Payments may arrive via direct deposit, mailed checks, or prepaid debit cards.
Conclusion
Stimulus checks are designed to help all eligible Americans, including non-filers, navigate financial challenges. If you think you qualify but haven’t received your payment, act quickly to ensure you get the support you’re entitled to.
For the latest updates on stimulus payments and non-filer eligibility, visit the IRS website.
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