A public service announcement (PSA) has recently gone viral, urging Americans to print their Social Security statements as soon as possible. The video, widely shared on social media, warns that failing to keep a record of your earnings and benefits could lead to major issues when it’s time to claim Social Security. Here’s why experts say you should take this advice seriously.
Why Your Social Security Statement Matters
Your Social Security statement is a critical document that provides an estimate of your future benefits based on your earnings history. It includes:
- A detailed record of your taxed earnings
- Estimated retirement, disability, and survivor benefits
- Information on how benefits are calculated
Checking this document regularly ensures that your earnings have been accurately reported, which directly affects the amount you’ll receive in retirement. Any errors could result in lower benefits, and correcting mistakes can be difficult, especially if records are outdated.
Potential Risks of Not Checking Your Statement
The viral PSA highlights a key issue: data errors in the Social Security system. Mistakes in reported earnings are not uncommon, and without proof of what you actually earned, you could lose out on thousands of dollars in future benefits.
Additionally, some users have reported that access to online Social Security accounts can be restricted due to security concerns, forgotten passwords, or administrative changes. If you suddenly can’t log in when you need to claim benefits, having a printed copy of your most recent statement could save you from unnecessary stress and delays.
How to Access and Print Your Social Security Statement
To download and print your Social Security statement, follow these steps:
- Visit the Social Security Administration’s website
- Log in or create a “my Social Security” account
- Navigate to your Social Security Statement
- Download and print a copy for your records
Experts recommend checking your statement at least once a year to ensure accuracy and keep a hard copy in a safe place.
Final Thoughts
The viral PSA serves as an important reminder that Social Security benefits are not guaranteed without proper record-keeping. A simple step like printing your Social Security statement now could prevent financial headaches in the future.
For more information on protecting your Social Security benefits, visit the Social Security Administration’s official website.
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