The Social Security Administration (SSA) has addressed widespread misinformation regarding a supposed $600 increase in Social Security benefits. False claims have created confusion among recipients, prompting a record-breaking 463,000 calls to the SSA in a single day.
The False Claim Explained
Recently, misleading information circulated online, suggesting that Social Security recipients would receive a $600 payment increase or an extra stimulus check this month. These claims are entirely false. The confusion has caused significant distress among beneficiaries eager for financial relief.
Impact of the Misinformation
This surge of inquiries underscores the severe consequences of spreading false information. Social Security-related scams are ranked as the top government imposter scams in the United States. According to the Federal Trade Commission (FTC), consumers reported losses exceeding $126.5 million last year due to such fraudulent schemes. Scammers often exploit the trust and urgency of vulnerable beneficiaries relying on Social Security benefits.
Official Clarification from the SSA
In response to the misinformation, SSA Commissioner Martin O’Malley issued a clear statement: “Reports of a $600 payment increase are FALSE. Please be aware and don’t fall for this stunt.”
The SSA has reiterated that any legitimate updates regarding Social Security benefits will be communicated directly through official channels.
Scheduled Payment Dates
To help alleviate confusion, the SSA has reminded beneficiaries of its scheduled payment structure:
- June 3: Payments for recipients who have been receiving benefits since before May 1997.
- June 12: Payments for those with birthdays between the 1st and 10th of the month.
- June 18: Payments for individuals born between the 11th and 20th (adjusted for the Juneteenth holiday).
- June 26: Payments for birthdays from the 21st to the end of the month.
These scheduled payments are carefully planned to ensure recipients receive their benefits on time.
2025 COLA Announcement
Amid the ongoing confusion, the SSA recently announced a 2.5% cost-of-living adjustment (COLA) for 2025, effective January 2025. This adjustment will increase the average monthly Social Security retirement benefit by approximately $50, raising it from $1,927 to $1,976. While this marks the smallest COLA since 2021, it reflects moderating inflation rates.
How the COLA Affects Beneficiaries
The 2.5% COLA will be automatically applied, requiring no action from recipients. However, some beneficiaries are concerned that the adjustment may not fully cover rising living costs, especially in critical areas like healthcare and housing.
Medicare Part B Premium Considerations
One key factor affecting Social Security benefits is Medicare Part B premiums. In 2025, the standard Part B premium is projected to increase to $185 per month, up from $174.70 in 2024. This rise may offset some of the COLA benefits for those enrolled in both programs.
Staying Informed and Protected
Beneficiaries are encouraged to rely solely on official sources for Social Security updates. The SSA’s official website offers resources for recognizing and reporting scams. Staying informed through legitimate channels can help recipients avoid misinformation and secure the benefits they deserve.
By addressing these false claims and reinforcing its commitment to transparency, the SSA aims to ensure that beneficiaries receive accurate, reliable information about their Social Security payments and related programs.
