The Social Security Administration (SSA) has announced an increase in Social Security payments for 2025, offering beneficiaries a much-needed boost to help offset rising living costs. The cost-of-living adjustment (COLA) will raise Social Security payments by approximately 4.8% in 2025. For many beneficiaries, this raise will help cover the increased costs of basic needs like housing, food, and healthcare. Here’s everything you need to know about the new Social Security checks, including payment amounts and eligibility.
What is the 2025 Social Security Raise?
The SSA adjusts Social Security payments each year to keep up with inflation. The 2025 Social Security raise is based on the Consumer Price Index (CPI), a measure of inflation. This increase ensures that Social Security benefits reflect the rising cost of living. For 2025, most beneficiaries will see a 4.8% increase in their monthly payments.
While the exact raise will vary depending on each beneficiary’s earnings history, the increase will help improve the purchasing power of millions of Americans. Social Security beneficiaries include retirees, people with disabilities, and those receiving Supplemental Security Income (SSI).
How Much Will Social Security Checks Be in 2025?
The amount of the raise will depend on individual Social Security benefits. On average, beneficiaries can expect a 4.8% increase in their monthly payments. Here are some estimated figures for 2025:
- Retirement Benefits: Most retirees will see an increase of approximately $100 to $150 per month.
- Disability Benefits (SSDI): Individuals receiving Social Security Disability Insurance (SSDI) will also experience a similar increase, typically between $75 and $120 per month.
- Supplemental Security Income (SSI): Those receiving SSI will also see a boost, which helps individuals with limited income and resources.
The exact payment increase will depend on the individual’s benefit amount and work history. However, the raise should provide significant relief to Social Security recipients struggling with inflation and rising costs.
Who is Eligible for the Social Security Raise?
To benefit from the 2025 Social Security raise, you must already be enrolled in the Social Security program. Here’s who qualifies:
- Retirees: Individuals who have worked and paid into Social Security for a sufficient number of years (typically 10 or more) and are at least 62 years old.
- Disabled Individuals (SSDI): People who have qualifying disabilities and meet SSA’s criteria for disability.
- Supplemental Security Income (SSI) Recipients: SSI is available for those with limited income and resources who are 65 or older, blind, or disabled.
- Survivors: Widows and widowers of deceased workers may also be eligible for Social Security benefits and will receive the COLA increase.
How to Apply for Social Security
If you’re not already receiving Social Security benefits but believe you qualify, you can apply online at the SSA’s website or by visiting a local SSA office. You’ll need to provide documents such as your birth certificate, proof of citizenship, and work history.
How to Check Your Social Security Payment
If you’re already receiving Social Security, the 2025 raise will be automatically applied to your benefits. You can check your payment amount and details via the SSA’s online portal, “my Social Security,” where you can also view your payment history and receive updates about any changes to your benefits.
For those applying for Social Security for the first time, the raise will be included in your initial benefit payments.
Final Thoughts
The 2025 Social Security raise is a vital relief for millions of beneficiaries, helping to combat inflation and rising living costs. With a 4.8% increase, Social Security recipients can expect larger monthly payments to cover essential expenses. To qualify for this raise, you must already be receiving Social Security or apply for benefits if eligible. For more details, visit the official Social Security Administration website at ssa.gov.
Note: Every piece of content is rigorously reviewed by our team of experienced writers and editors to ensure its accuracy. Our writers use credible sources and adhere to strict fact-checking protocols to verify all claims and data before publication. If an error is identified, we promptly correct it and strive for transparency in all updates.
