Millions of Americans could be surprised by an unexpected stimulus check landing in their bank accounts or mailboxes. The IRS has announced that certain unclaimed or recalculated payments from previous stimulus rounds are being issued. If you’re wondering whether you qualify for one of these surprise payments, here’s what you need to know.
Why Are Stimulus Checks Being Issued Now?
The new wave of payments comes as part of the IRS’s efforts to resolve issues with unclaimed funds and recalculated payments from the earlier stimulus rounds in 2020 and 2021. Reasons why you might receive a check include:
- Unclaimed Payments: If you didn’t file a tax return but were eligible, you might be entitled to claim past stimulus checks.
- Adjustments for Dependents: Families who had children or added dependents during the pandemic might receive additional funds.
- Corrected Tax Returns: Taxpayers who recently amended or corrected their 2021 returns may see recalculated stimulus amounts.
Who Qualifies for the Payments?
You may qualify for an unexpected stimulus check if:
- Your income in 2020 or 2021 fell within eligibility thresholds (e.g., under $75,000 for single filers or $150,000 for joint filers).
- You had changes to your family size, such as having a child, adopting, or claiming a new dependent.
- You did not file a tax return but were eligible for payments based on other federal benefits, like Social Security.
The IRS automatically reviews tax filings and benefit records to identify individuals who may qualify.
How Are Payments Being Distributed?
Stimulus checks are being sent via direct deposit for those with up-to-date banking information on file. Others will receive paper checks or prepaid debit cards in the mail. To ensure smooth delivery, confirm your address and banking information with the IRS using the “Get My Payment” tool.
What Should You Do Next?
To check your eligibility or claim an unreceived payment:
- Visit the IRS Economic Impact Payments page for official guidance.
- Use the “Get My Payment” tool to verify your payment status.
- File or amend your 2021 tax return if you believe you’re entitled to additional funds.
Be Aware of Scams
While the IRS is actively issuing legitimate payments, scammers are also taking advantage of the situation. Be cautious of unsolicited calls, emails, or texts claiming to represent the IRS. Always rely on official communication through the IRS website or mailed correspondence.
Final Thoughts
Receiving an unexpected stimulus check can provide welcome financial relief, especially for those who faced hardships during the pandemic. With the IRS’s proactive efforts to resolve unclaimed and recalculated payments, millions of Americans could benefit. Take the necessary steps to confirm your eligibility and ensure your information is current with the IRS.
Disclaimer – Our team has carefully fact-checked this article to make sure it’s accurate and free from any misinformation. We’re dedicated to keeping our content honest and reliable for our readers.
